Insurance
🚗 Motor Insurance d Health & Life 🏭 SME Insurance
Finance
📈 Investments 💳 Loans & Credit 🧮 Calculators
Company
🏢 About Us 📞 Contact Support
Login Get Started
🧮 Financial Calculators

Plan Smarter with
Free Calculators

Accurate financial calculators for SIP returns, loan EMI, FD maturity, insurance premium and more. All results are indicative  actual figures depend on specific insurer/AMC terms.

📈 SIP Calculator

Systematic Investment Plan  estimate your mutual fund wealth over time

Monthly Investment

50010,00,000
Investment Period
Years
1 Year40 Years
Expected Annual Return
%
1%30%
️ Historical context: Large cap funds avg 12-14%, mid cap 14-16%, small cap 15-18% over 10+ years. Debt funds 6-8%. Past returns are NOT a guarantee of future returns. Mutual fund investments are subject to market risk.
Start SIP Now 

Your SIP Projection

Total Wealth
11.6L
Total Amount Invested
Your contribution
6L
Estimated Returns
Market gains over period
5.6L
Total Wealth Created
Invested + Returns
11.6L
Absolute Returns
93.5%

📈 Loan EMI Calculator

Calculate monthly EMI for Personal Loan, Home Loan, Car Loan, Business Loan

Loan Amount

10K10 Cr
Interest Rate (p.a.)
%
5%36%
Loan Tenure
Years
1 Year30 Years
️ Current market rates: Personal Loan 10.524% | Home Loan 8.511% | Car Loan 8.512% | Business Loan 1428% | Credit Card 3642% p.a.
Apply for Loan 

Loan Breakdown

Monthly EMI
16,607
Monthly EMI
Amount payable each month
16,607
Principal Amount
5,00,000
Total Interest Payable
Over entire loan period
97,852
Total Amount Payable
5,97,852

📈 Fixed Deposit Calculator

Calculate FD maturity amount with quarterly compounding as per standard bank practice

Principal Amount

1,00010 Cr
Interest Rate (p.a.)
%
3%10%
Tenure
Years
1 Year10 Years
Current Bank FD Rates (General / Senior Citizen)
BankGeneralSr. Citizen
SBI7.10%7.60%
HDFC Bank7.25%7.75%
ICICI Bank7.20%7.70%
Axis Bank7.15%7.65%
Unity SFB9.50%10.00%
Suryoday SFB9.10%9.60%
Rates as of July 2026. Subject to change. Verify with bank before investing.
Invest in FD 

FD Maturity Summary

Maturity Amount
1,23,882
+23.9% total returns
Principal Invested
1,00,000
Total Interest Earned
Quarterly compounding
23,882
Maturity Date
Jul 2029
TDS Applicability
Interest > 40,000/year
10% TDS applicable
a️ TDS of 10% is deducted by the bank if annual interest exceeds 40,000 (50,000 for senior citizens). Submit Form 15G/15H if income is below taxable limit to avoid TDS.

🌿 Term Cover Calculator

How much life insurance cover do you actually need? Answer 4 questions to find out.

Your Current Age
Years
18 yrs60 yrs
Annual Income

2L10 Cr
Number of Dependents
08
Total Liabilities (Loans etc.)

020 Cr
️ Rule of thumb: Cover = 10-15 annual income + outstanding liabilities. This calculator uses a comprehensive need-based approach. Actual requirement may vary based on your lifestyle and goals.
Compare Term Plans 

Recommended Cover

Recommended Sum Assured
1.5 Cr
Est. premium: 800-1,200/month for 30 years
Income Replacement Need
70% income  years to retirement
1.12 Cr
Liabilities to Clear
20L
Dependents Fund
5L per dependent
10L
Recommended Tenure
28 Years (till age 60)
a️ The earlier you buy term insurance, the lower the premium. A 30-year-old pays ~40% less than a 40-year-old for the same cover. Buy now to lock in lower rates.

📈 ELSS Tax Saving Calculator

Equity Linked Savings Scheme  Save tax under Section 80C while investing in equity mutual funds

Annual ELSS Investment

50015L
Your Income Tax Slab
%
5% slab30% slab
Income Tax Slabs (New Regime 2026-27)
Annual IncomeTax Rate
Up to 3 LakhNIL
3L  7L5%
7L  10L10%
10L  12L15%
12L  15L20%
Above 15 Lakh30%
Invest in ELSS 

Tax Saving Summary

Tax Saved This Year
31,200
Including 4% Health & Education Cess
ELSS Investment
1,00,000
80C Deduction Claimed
Maximum 1.5L under 80C
1,00,000
Tax Saved (before cess)
30,000
Your Effective Investment Cost
Investment - Tax Saved
68,800
a️ ELSS has a 3-year lock-in period (shortest among 80C instruments). LTCG (Long Term Capital Gains) tax of 10% applicable on gains above 1 lakh per year. 80C deduction benefit is for Old Tax Regime only.

❤️ Health Premium Estimator

Estimate health insurance premium based on your profile. Actual premium depends on insurer, plan, and medical history.

Primary Insured Age
Years
18 yrs75 yrs
Sum Insured

2L10 Cr
️ Premium varies significantly by insurer, health history, and pre-existing conditions. Get accurate quotes from our advisor  it's free!

Premium Estimate

Estimated Annual Premium
8,000  12,000
Indicative range  actual may vary
Monthly Cost
667  1,000
Tax Benefit (80D)
Self & family: 25,000 | Parents: 25,000-50,000
Up to 25,000
Waiting Period
30 days (general) | 2-4 yrs (pre-existing)
Key Feature
Cashless at 10,000+ hospitals
x Tip: Buy health insurance at a young age  premium is lowest and you avoid waiting period issues later. Pre-existing conditions declared at time of buying get covered after waiting period.
=

Get a Free Quote

Our advisor will contact you within 2 business hours