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💳 Loans & Credit

Finance Your Goals,
Fast & Hassle-Free

Get the best interest rates on Personal, Home, and Business loans from top banks. Instant approvals with minimal documentation.

Calculate EMI
✓ Instant Approval
✓ Low Interest Rates
✓ Digital Process
✓ Zero Hidden Fees

Personal Loan

Unsecured loans for medical emergencies, weddings, travel, or debt consolidation. No collateral required.

10.5%
Rates starting from (p.a.)
50L
Maximum Amount

Key Features

⚡
Fast Disbursal
Funds credited to your bank account within 24 48 hours of approval.
🗓️
Flexible Tenure
Repay comfortably over 12 to 60 months.
🔓
No Collateral
Completely unsecured. No guarantor or property pledging required.

Eligibility Criteria

  • Age: 21 to 60 years
  • Employment: Salaried or Self-Employed
  • Min. Income: ₹15,000/month (Salaried)
  • Credit Score: 700+ preferred for best rates

Documents Required

📄 PAN Card
📄 Aadhaar Card
📄 Last 3 Months Salary Slips
📄 6 Months Bank Statement

Home Loan

Turn your dream home into reality. Finance property purchase, construction, or renovation with long-term loans.

8.50%
Rates starting from (p.a.)
30 Yrs
Maximum Tenure

Key Features

💰
High LTV (Loan-to-Value)
Get up to 80-90% of the property value financed.
📉
Tax Benefits
Save tax under Section 80C (Principal) and Section 24(b) (Interest).
💸
Balance Transfer
Transfer existing high-interest loans to lower rates seamlessly.

Eligibility & Requirements

  • Age: 21 to 65 years
  • Employment: Salaried or Self-Employed (min 3 yrs vintage)
  • Credit Score: 750+ required for best rates
  • Co-applicant: Adding a earning co-applicant increases eligibility

Documents Required

📄 KYC (PAN & Aadhaar)
📄 Income Proof (ITR/Salary Slips)
📄 6 Months Bank Statement
📄 Property Documents

Business Loan

Fuel your business growth. Finance working capital, machinery purchase, or expansion with tailored SME loans.

14.0%
Rates starting from (p.a.)
₹2 Cr+
Maximum Amount

Loan Types

💼
Unsecured Business Loan
Quick funds without collateral. Based on business vintage and turnover.
⚙️
Machinery Loan
Specific loans for purchasing new equipment or upgrading technology.
🔁
Working Capital
Overdraft or cash credit facilities for daily operational needs.

Eligibility Criteria

  • Business Vintage: Minimum 2-3 years in current business
  • Turnover: Minimum 40 Lakhs annually (varies by lender)
  • Profitability: Business should be profit-making for last 2 years
  • Constitution: Proprietorship, Partnership, Pvt Ltd, LLP

Documents Required

📄 GST Registration
📄 ITR & Financials (2 Yrs)
📄 Bank Statement (1 Yr)
📄 KYC of Directors/Partners

Credit Cards

Find the perfect credit card that matches your lifestyle. Earn rewards, cashback, and free lounge access.

Top Card Categories

🛍️
Cashback Cards
Earn flat cashback on all online and offline spends (e.g. SBI Cashback, Amazon Pay ICICI).
✈️
Travel Cards
Free airport lounge access, accelerated airmiles, and zero forex markup.
⛽
Fuel Cards
Save on fuel surcharge and earn rewards at partner petrol pumps (BPCL, HPCL, IOCL).

Popular Cards Available

Card NameBest ForAnnual Fee
HDFC MillenniaOnline Shopping₹1,000
SBI Cashback CardFlat Cashback₹999
ICICI Amazon PayAmazon usersLifetime Free
Axis FlipkartFlipkart/Myntra₹500
Axis AtlasTravel / Flights₹5,000

Basic Eligibility

Age: 21+ Years
Stable Income
Credit Score: 750+
Existing Card (Helps)

Check Free Credit Score

Your credit score determines your loan eligibility and interest rates. Check it for free without affecting it.

🔒 Safe & Secure
Checking your own score is a "soft inquiry" and does NOT lower your score.

Score Ranges

🌟
Excellent (750 - 900)
High approval chances, best interest rates.
👍
Good (700 - 749)
Decent approval chances, standard rates.
⚠️
Poor (300 - 699)
Low approval chances, needs improvement.

Tips to Improve Score

  • Timely Payments: Never miss an EMI or credit card bill.
  • Low Credit Utilization: Keep card usage below 30% of limit.
  • Mix of Credit: Maintain a balance of secured and unsecured loans.
  • Avoid Multiple Enquiries: Don't apply for multiple loans simultaneously.